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Restaurant & Pubs

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Commercial property insurance is a necessity for licensed and non-licensed businesses such as restaurants, takeaways and pubs. We can create a comprehensive policy that is just right for your establishment, giving you liability protection and peace of mind. Policy features can include:

Public Liability: Insurance against personal injury to customers and/or damage or accidental loss of property. Claims made by members of the public can and do sink businesses – we’ll make sure your livelihood is protected, just in case.

Employers’ Liability: A legal requirement for any business employing one or more people, this covers claims made by staff members who may incur injury or fall ill while in the workplace.

Stock: Materials such as food, alcohol, tobacco and anything else sold on the premises.

Contents including fixtures & fittings: Extensive cover for equipment, machinery, furniture and windows that may become damaged in the event of fire, storm damage or break-ins.

Business Interruption: If the business is closed following an insured event, we will cover your consequent loss of income.

Running a restaurant or pub is stressful enough without fretting about insurance. In order to protect your business, staff and customers, it’s imperative to choose the right policy that covers accidents, theft and damage. The potential for costly claims is obvious, whether it’s a customer slipping on a spillage or a burst pipe flooding a cellar and ruining stock. As a commercial enterprise, it’s your responsibility to cover all angles – but we’ll make the process as hassle-free as possible.
 

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